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Kentucky And Indiana Law Blog

Simple solutions to paying college tuition after divorce

College tuition may be the costliest expense parents pay for their children. Although many parents struggle to help their children pay for college, divorced couples face additional obstacles. With two separate households to maintain, Kentucky parents have less money to spend on tuition. However, those who establish a plan to cover the costs of college when their children are young, before they consider divorce, may find it easier to manage.

Many parents today use 529 plans to save for their children's college educations. The funds in these tax-exempt accounts can be withdrawn tax-free as long as they are used for educational expenses. Divorcing parents who have 529 plans may ask their attorneys to write provisions for them into their settlement agreements. Spouses may arrange to split the accounts or set up 529 plans so that both parents are able to monitor them.

Filmmaker examines child support system and race

Some Kentucky fathers may be struggling to pay child support because their income is too low for the amount they have been ordered to pay. According to a study by the Urban Institute, the income range for 70 percent of parents who are behind in child support is under $10,000. Some of those parents have no income in at all.

In a documentary called "Where's Daddy?", filmmaker Rel Dowdell takes a look at the child support system and how it disproportionately punishes African-American fathers from the time they enter the court hearing with insufficient legal counsel. This means that in addition to not having the representation they need, these fathers may also be unaware that if their income drops, they can ask for a modification based on a change in circumstances.

Divorced women regret letting husbands make financial decisions

The majority of married women in Kentucky and across the U.S. still leave major money decisions to their husbands, according to a report. Unfortunately, this can leave them financially vulnerable if they divorce.

For the report, UBS Global Wealth Management surveyed 600 women who had been divorced or widowed in the last five years and an additional 1,500 couples. To participate, those surveyed needed to have at least $250,000 in liquid assets. The report found that 56 percent of women depend on their husbands to make financial planning decisions and investments. Surprisingly, millennial women were more likely to fall into this trap than women from older generations, with 61 percent saying they let their husbands do the financial planning. In comparison, only 54 percent of baby boomer women turned over major money decisions to their husbands.

What to know about being a custodial parent

Generally speaking, a child's custodial parent is the one he or she lives with most of the time. However, Kentucky parents shouldn't assume that this is always the case. A court may require a parent to actually file for custody in family court even if the other parent isn't supporting the child financially or in other ways. This can be done either with an attorney or by filing pro se without one.

It is also worth noting that a noncustodial parent can still play a significant role in a child's life. In some cases, both parents will work together to raise their child regardless of who actually has custody. As part of helping to raise a child, the noncustodial parent will likely be required to make child support payments. The exact amount of each payment will be determined by his or her income a well as other state guidelines.

Why you should hire a DUI defense attorney

It is not uncommon for Ft. Mitchell motorists who are arrested for DUIs to believe they are out of options. As frightening as this situation may seem, it is important for them to keep a clear head so they can learn actions to take to fight their criminal charges. Whether it is their first run-in with law enforcement does not matter. There are legal resources for them to consider that can help their outcome. 

DUI charges are not unbeatable. There are many factors that can affect the accuracy of the breathalyzer results and other field sobriety tests you took. Also, there is the possibility of rights violations and police misconduct. Because there are so many things that can impact your case, you might want to hire a private attorney. Here are two compelling benefits of having a DUI defense team.

How nesting may work in some divorces

Some parents in Kentucky who are going through a divorce might want to look into a trend in child custody called bird nesting. This involves having the children stay put in one home while the parents take turns living there.

While this is not an approach that will work for all parents and children, it can offer a number of advantages including giving children time to adjust to the divorce. However, it is important for children to understand that the arrangement does not mean their parents will be getting back together.

Tips for getting finances in order before a divorce

People in Kentucky who are thinking about getting a divorce might want to take a look at their marital finances first. One important step may be getting copies of important financial documents such as paperwork for retirement and investment accounts, tax returns and bank statements. These should be placed somewhere safe.

People should also get copies of their credit reports. These can be reviewed, and any errors can be addressed before the divorce is underway. If couples have shared accounts, if possible, people should review these as well to make sure they are not being misused. They may also want to consider setting up a personal bank account and getting a credit card. Changes to the Credit Card Accountability Responsibility and Disclosure Act of 2009 allows spouses who do not earn an income to apply for credit using household income.

Outsourcing housework can prevent divorce for some

While many Kentucky couples may not think that chores could be a divisive topic when it comes to the beginning of a relationship, they may be interested to learn that it is often a major factor in the ending of one. According to a Harvard Business School study, 25 percent of divorced couples reported that housework disagreements were the main reason for the split.

The study also found that couples were more likely to stick together if they outsourced some of their household tasks, even if this meant spending a small amount of money. Outsourcing small tasks, like having a housekeeper once a week, gives couples more time to spend together doing things that strengthen the relationship. It also prevents arguments over having to do additional work after a long day, which can build up over time and cause a couple to get a divorce. However, not all couples may be able to afford this.

DUIs and license suspensions in Indiana

A DUI charge is a serious accusation to face. It may be helpful to have a solid criminal defense to decrease the impact of the charges and possible conviction.

Even with a great defense, it is good to be familiar with the different aspects of a criminal charge. In particular with a DUI, there are a few facts to understand in regards to license suspensions.

Helping children through a divorce

Kentucky parents who are going through a divorce will need to ensure that the needs of their children are met during a difficult time. They should refrain from treating their sons or daughters like confidants or rely on them as a support system. As a general rule, they are unable to provide such support. A parent should be sure to never say anything bad about the child's other parent when spending time with the child.

It is appropriate to ask a child if he or she feels responsible for the marriage ending. Parents should also be on the lookout for nonverbal signs of sadness or depression that a child could exhibit. This is because younger children may have trouble articulating how they feel with their words. It can be a good idea to talk with a child's teachers or other adults that he or she interacts with as a means of keeping tabs on that child.